Bugden Allen was engaged by an insured owners corporation following a significant property damage claim where coverage was uncertain. Key issues included notification, the scope of cover and the application of policy exclusions.
We provided independent coverage advice, analysing the policy wording, endorsements and conditions and applying them to the evolving circumstances of the claim.
Our advice clarified the insurer’s indemnity position at an early stage, reducing uncertainty and avoiding escalation of the coverage dispute. This allowed the underlying claim to progress efficiently and on a commercially sensible basis.